{
    "id": 8389,
    "date": "2025-02-01T11:10:51",
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    "title": {
        "rendered": "Union Budget 2025-26: Sector-Wise Highlights | Download PDF"
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    "content": {
        "rendered": "<p><strong>New Delhi, February 1, 2025<\/strong> \u2014 Finance Minister <strong>Nirmala Sitharaman<\/strong> presented the <strong>Union Budget 2025-26<\/strong> in Parliament today, marking her <strong>8th consecutive budget presentation<\/strong>, a historic feat in Indian politics. The budget focuses on driving <strong>economic growth<\/strong>, creating <strong>employment opportunities<\/strong>, and promoting <strong>social welfare<\/strong>, with major reforms in <strong>taxation<\/strong>, <strong>infrastructure<\/strong>, <strong>healthcare<\/strong>, <strong>agriculture<\/strong>, and <strong>technology<\/strong>.<\/p>\n\n\n\n<p>This budget is seen as a strategic roadmap to achieve the goals of <strong>\u2018Atmanirbhar Bharat\u2019<\/strong> (Self-Reliant India), aiming to strengthen fiscal stability, support emerging industries, and improve the quality of life for citizens across all sectors.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Top_Highlights_of_Union_Budget_2025-26\" >Top Highlights of Union Budget 2025-26<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Sector-Wise_Budget_Allocations_and_Reforms\" >Sector-Wise Budget Allocations and Reforms<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Income_Tax\" >Income Tax<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Agriculture_Rural_Development\" >Agriculture &amp; Rural Development<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Education_Technology\" >Education &amp; Technology<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Healthcare\" >Healthcare<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#MSMEs_Start-Ups\" >MSMEs &amp; Start-Ups<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Womens_Development\" >Women\u2019s Development<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Environment_Clean_Energy\" >Environment &amp; Clean Energy<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Economic_Projections_Fiscal_Roadmap\" >Economic Projections &amp; Fiscal Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Why_Budget_2025-26_Matters\" >Why Budget 2025-26 Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/#Download_the_Full_Union_Budget_2025-26_PDF\" >Download the Full Union Budget 2025-26 PDF<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Top_Highlights_of_Union_Budget_2025-26\"><\/span><strong>Top Highlights of Union Budget 2025-26<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Major Tax Reforms Announced<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Personal Income Tax (PIT) Reforms:<\/strong> The government has simplified income tax filing procedures, reducing the compliance burden on taxpayers.<\/li>\n\n\n\n<li><strong>New Income Tax Slabs:<\/strong> Income up to \u20b94 lakh will now be <strong>tax-free<\/strong>, offering significant relief to the middle class. The highest tax rate of <strong>30%<\/strong> will apply only to incomes above \u20b925 lakh.<\/li>\n\n\n\n<li><strong>TDS &amp; TCS Rationalization:<\/strong> Streamlining processes to improve tax administration efficiency.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Customs Duty Exemptions for Key Sectors<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Basic Customs Duty (BCD)<\/strong> exemptions on critical minerals like <strong>cobalt powder<\/strong>, <strong>lithium-ion battery waste<\/strong>, and materials used in <strong>EV battery<\/strong> and <strong>mobile phone manufacturing<\/strong>.<\/li>\n\n\n\n<li>Exemptions also extended to <strong>37 new medicines<\/strong> under the <strong>Patient Assistance Program<\/strong>, benefiting the healthcare sector.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Social Security for Gig Workers<\/strong>\n<ul class=\"wp-block-list\">\n<li>Over <strong>1 crore gig workers<\/strong> from platforms like <strong>Swiggy, Zomato, Zepto, and BigBasket<\/strong> will be issued <strong>ID cards<\/strong>, granting them access to social security benefits.<\/li>\n\n\n\n<li>Simplified registration under the <strong>e-Shram portal<\/strong> and inclusion in <strong>PM Jan Arogya Yojana<\/strong>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Boost to Healthcare and Pharmaceuticals<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>200 daycare cancer centers<\/strong> to be set up by FY 2026 across district hospitals.<\/li>\n\n\n\n<li>Import duty exemptions for life-saving drugs, with <strong>36 drugs fully exempted<\/strong> from BCD.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Infrastructure &amp; Connectivity Expansion<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u20b91.5 lakh crore allocated for <strong>interest-free loans to states<\/strong> for infrastructure reforms.<\/li>\n\n\n\n<li>Over <strong>100 new regional airports<\/strong> planned under <strong>UDAN 2.0<\/strong>, with a focus on connecting the <strong>Northeast<\/strong> and <strong>Bihar<\/strong>.<\/li>\n\n\n\n<li>Major investments in <strong>road, rail, and port connectivity projects<\/strong> to support logistics efficiency.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sector-Wise_Budget_Allocations_and_Reforms\"><\/span><strong>Sector-Wise Budget Allocations and Reforms<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Income_Tax\"><\/span><strong>Income Tax<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>New Regime Highlights:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Income up to \u20b94 lakh: <strong>0% tax<\/strong><\/li>\n\n\n\n<li>\u20b94\u20138 lakh: <strong>5%<\/strong><\/li>\n\n\n\n<li>\u20b98\u201312 lakh: <strong>10%<\/strong><\/li>\n\n\n\n<li>\u20b912\u201316 lakh: <strong>15%<\/strong><\/li>\n\n\n\n<li>\u20b916\u201320 lakh: <strong>20%<\/strong><\/li>\n\n\n\n<li>\u20b920\u201325 lakh: <strong>25%<\/strong><\/li>\n\n\n\n<li>Above \u20b925 lakh: <strong>30%<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Senior Citizens:<\/strong> Tax deduction limit doubled to \u20b91 lakh.<\/li>\n\n\n\n<li><strong>TDS on Rent:<\/strong> Threshold increased from \u20b92.4 lakh to \u20b96 lakh annually.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Agriculture_Rural_Development\"><\/span><strong>Agriculture &amp; Rural Development<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kisan Credit Card:<\/strong> Loan limit increased from \u20b93 lakh to \u20b95 lakh.<\/li>\n\n\n\n<li>Launch of <strong>Atmanirbharta in Oil Seeds Mission<\/strong> (6-year plan) and <strong>Cotton Yield Improvement Program<\/strong> (5-year plan).<\/li>\n\n\n\n<li>Nutritional support for <strong>8 crore children<\/strong> and <strong>1 crore lactating mothers<\/strong> in rural areas.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Education_Technology\"><\/span><strong>Education &amp; Technology<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Atal Tinkering Labs<\/strong> to be set up in government schools to promote STEM education.<\/li>\n\n\n\n<li>\u20b9500 crore allocated to establish <strong>Centers of Excellence in Artificial Intelligence (AI)<\/strong>.<\/li>\n\n\n\n<li>Expansion of <strong>IIT Patna<\/strong> to boost student capacity.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Healthcare\"><\/span><strong>Healthcare<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Duty exemptions on 36 life-saving drugs; six drugs to have only a <strong>5% import duty<\/strong>.<\/li>\n\n\n\n<li>Strengthening district hospitals with daycare cancer treatment facilities.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MSMEs_Start-Ups\"><\/span><strong>MSMEs &amp; Start-Ups<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Credit Guarantee Scheme<\/strong> coverage increased from \u20b95 crore to \u20b910 crore.<\/li>\n\n\n\n<li>Continuation of start-up benefits for five years from the date of incorporation.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Womens_Development\"><\/span><strong>Women\u2019s Development<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Term loans up to \u20b92 crore<\/strong> for first-time women entrepreneurs from <strong>SC\/ST<\/strong> and <strong>backward classes<\/strong>.<\/li>\n\n\n\n<li>Financial support for women-led start-ups in technology and rural enterprises.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Environment_Clean_Energy\"><\/span><strong>Environment &amp; Clean Energy<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Launch of <strong>Clean Technology Manufacturing Mission<\/strong> to promote sustainable industries.<\/li>\n\n\n\n<li>Focus on <strong>nuclear energy R&amp;D<\/strong> under the <strong>National Nuclear Energy Mission<\/strong>.<\/li>\n\n\n\n<li>Extension of the <strong>Jal Jeevan Mission<\/strong> until 2028 to ensure water security.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Economic_Projections_Fiscal_Roadmap\"><\/span><strong>Economic Projections &amp; Fiscal Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fiscal Deficit Target:<\/strong> Revised to <strong>4.8%<\/strong> of GDP for FY 2025.<\/li>\n\n\n\n<li><strong>Capital Expenditure:<\/strong> Set at a record high of <strong>\u20b910.18 lakh crore<\/strong>, reflecting the government\u2019s focus on infrastructure-led growth.<\/li>\n\n\n\n<li><strong>FDI in Insurance:<\/strong> Limit raised to <strong>100%<\/strong>, signaling India\u2019s openness to foreign investments.<\/li>\n\n\n\n<li><strong>MSME Growth:<\/strong> Special attention to export promotion and simplified access to credit for small businesses.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Budget_2025-26_Matters\"><\/span><strong>Why Budget 2025-26 Matters<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Union Budget 2025-26 is more than just a financial document\u2014it\u2019s a strategic blueprint for India\u2019s future. Key reasons for its significance include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Middle-Class Relief:<\/strong> Major income tax reforms provide financial relief to salaried individuals and retirees.<\/li>\n\n\n\n<li><strong>Boost to Employment:<\/strong> Focused investments in manufacturing, start-ups, and infrastructure will generate new job opportunities.<\/li>\n\n\n\n<li><strong>Digital &amp; Green Economy:<\/strong> Strong emphasis on technology, clean energy, and sustainable development initiatives.<\/li>\n\n\n\n<li><strong>Global Competitiveness:<\/strong> Simplified tax structures and increased FDI limits make India more attractive to global investors.<\/li>\n\n\n\n<li><strong>Social Security Expansion:<\/strong> Recognition and welfare schemes for gig economy workers mark a progressive shift in labor reforms.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Download_the_Full_Union_Budget_2025-26_PDF\"><\/span><strong>Download the Full Union Budget 2025-26 PDF<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For a detailed breakdown of all budget announcements, tax reforms, and sector-wise allocations, <strong><a href=\"https:\/\/www.indiabudget.gov.in\/doc\/budget_speech.pdf\">click here to download the complete Union Budget 2025-26 PDF<\/a><\/strong>.<\/p>",
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        "rendered": "<p>New Delhi, February 1, 2025 \u2014 Finance Minister Nirmala Sitharaman presented the Union Budget 2025-26 in Parliament today, marking her 8th consecutive budget presentation, a historic feat in Indian politics. The budget focuses on driving economic growth, creating employment opportunities, and promoting social welfare, with major reforms in taxation, infrastructure, healthcare, agriculture, and technology. This &#8230; <a title=\"Union Budget 2025-26: Sector-Wise Highlights | Download PDF\" class=\"read-more\" href=\"https:\/\/livejanmat.com\/mr\/union-budget-2025-26-highlights-reforms-allocations\/\" aria-label=\"Read more about Union Budget 2025-26: Sector-Wise Highlights | Download PDF\">Read more<\/a><\/p>",
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