In a country where agriculture forms the backbone of the economy, initiatives aimed at uplifting farmers hold immense significance. One such impactful scheme is the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN). Launched by the Government of India, this scheme aims to provide financial support to small and marginal farmers, ensuring their economic stability and well-being.
The Genesis of PM-KISAN
Addressing Agricultural Distress
Farming communities across India often grapple with various challenges, including unpredictable weather patterns, fluctuating market prices, and rising input costs. These factors contribute to the distress faced by farmers and their families. To address this issue, the Government introduced the PM-KISAN scheme in February 2019.
Aims and Objectives of Pradhan Mantri Kisan Samman Nidhi
The primary objective of the PM-KISAN scheme is to provide direct income support to farmers. This support helps them manage their expenses and investments in agricultural activities effectively. By ensuring timely financial aid, the government aims to improve agricultural productivity and the overall quality of life for farmers.
Key Features and Benefits of Pradhan Mantri Kisan Samman Nidhi
Direct Cash Transfers
Under the PM-KISAN scheme, eligible farmers receive direct cash transfers into their bank accounts. This financial assistance is provided in three equal installments over the course of a year, providing a consistent and reliable source of income.
Eligibility Criteria of Pradhan Mantri Kisan Samman Nidhi
The scheme targets small and marginal farmers who own up to two hectares of cultivable land. These criteria ensure that those farmers who need financial support the most receive the assistance, thereby promoting equity in the distribution of benefits.
Easing Financial Burdens
The financial aid provided through PM-KISAN helps farmers in various ways. It enables them to purchase quality seeds, invest in modern farming techniques, and cover expenses related to farming activities. This, in turn, contributes to increased agricultural productivity and income.
Recognizing the vital role that women play in agriculture, the scheme ensures that women farmers also benefit from financial support. This inclusion not only empowers women but also acknowledges their substantial contribution to the sector.
Impact and Reach
Alleviating Rural Poverty
PM-KISAN has made significant strides in reducing rural poverty. By providing a stable income source, the scheme has helped farmers withstand economic uncertainties and improve their living conditions.
Enhanced Agricultural Output
The financial assistance from PM-KISAN has enabled farmers to adopt advanced farming techniques and technologies. This has led to increased agricultural output and improved food security for the nation.
Reaching the Masses
Since its inception, the PM-KISAN scheme has reached millions of beneficiaries across India. The use of technology for fund transfer has streamlined the distribution process and eliminated intermediaries, ensuring that the benefits directly reach the intended recipients.
Documents Required for Pradhan Mantri Kisan Samman Nidhi
- Aadhaar Card
- Landholding papers
- Savings Bank Account.
Application Process for Pradhan Mantri Kisan Samman Nidhi
Online – Via CSCs
- The following are the prerequisites for the enrollment process:
- Aadhaar Card
- Landholding paper
- Saving bank account
- The VLE will fill in the complete details of Farmer registration details like State, district, subdistrict block, and village, key in the Aadhaar number, Name of the beneficiary, category, Bank detail, Land Registration ID, and Date of birth as printed on aadhar card for authentication.
- The VLE will fill in the Land details like Survey/ Kahta No., Khasra No. and area of land as per mention in land holding papers.
- Upload the supporting document like Land, Aadhar, and Bank passbook.
- Self-declaration accept and save the application form.
- After saving the application form make payment through CSC ID.
- Check the Beneficiary status through the Aadhar number
- Who is eligible for PM-KISAN? Small and marginal farmers who own up to two hectares of cultivable land are eligible for the scheme.
- How is the financial assistance distributed? The financial assistance is provided through direct cash transfers to the beneficiary’s bank accounts.
- What is the frequency of the cash transfers? The financial aid is provided in three equal installments over the course of a year.
- What is the impact of PM-KISAN on rural poverty? PM-KISAN has significantly contributed to alleviating rural poverty by providing a stable income source to farmers.
- How has PM-KISAN empowered women in agriculture? The scheme ensures that women farmers also benefit from financial support, thereby promoting gender equality and women empowerment.